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Collections and Creditors' Rights/Bankruptcy

Michalik, Bauer, Silvia & Ciccarillo has extensive experience in commercial and consumer collection matters. We represent credit unions, nursing homes and hospitals throughout the state. Our services include:
  • Consumer and Commercial Collections: Prompt demand for payment, securing of the creditor's interest by attachment pursuing a judgment against the debtor and obtaining post-judgment remedies for amounts unpaid is our process.
  • Creditors' Rights/Bankruptcy: We represent our clients in the United States Bankruptcy Court. Upon the filing of a debtor's Chapter 7 petition, we respond immediately on behalf of our client to protect against fraud, assure continued payments and allow our clients to exercise all of their available rights, including the right of setoff on secured claims or to commence a foreclosure action.
  • Reformation of Bankruptcy: Our staff is well versed in the constantly changing arena of bankruptcy law.
Please contact JoAnn Silvia at 225-8403 ext. 102 or to discuss representation in these areas.

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